Financial Education Delivery

Title

Consumer Credit Behavior in the Digital Context: A Bibliometric Analysis and Literature Review

Document Type

Journal Article

Publication Date

1-2017

Keywords

financial behavior, literature review, bibliometrics, digital consumers, financial literacy, consumer credit behavior

Abstract

This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society. Policymakers need to be aware of the consequences of digital measurability.

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