Credit Characteristics, Credit Engagement Tools, and Financial Well-Being
financial status and behavior, general population, effects of financial education
This report presents results from a joint research study between the Consumer Financial Protection Bureau (CFPB) and Credit Karma. The purpose of the study is to examine how consumers’ subjective financial well-being relates to objective measures of consumers’ financial health, specifically, consumers’ credit report characteristics. The study also seeks to relate consumers’ subjective financial well-being to consumers’ engagement with financial information through educational tools.
Nagypál, Éva and Tobacman, Jeremy, "Credit Characteristics, Credit Engagement Tools, and Financial Well-Being" (2019). Optimizing Financial Education Utilization. 51.