Optimizing Financial Education Utilization

Title

Credit Characteristics, Credit Engagement Tools, and Financial Well-Being

Document Type

Issue/Research Brief/Blog

Publication Date

9-2019

Keywords

financial status and behavior, general population, effects of financial education

Abstract

This report presents results from a joint research study between the Consumer Financial Protection Bureau (CFPB) and Credit Karma. The purpose of the study is to examine how consumers’ subjective financial well-being relates to objective measures of consumers’ financial health, specifically, consumers’ credit report characteristics. The study also seeks to relate consumers’ subjective financial well-being to consumers’ engagement with financial information through educational tools.

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