Optimizing Financial Education Utilization
Submissions from 2020
Millennials and Money: The State of Their Financial Management and How Workplaces Can Help Them, Andrea Bolognesi, Andrea Hasler, and Annamaria Lusardi
Longitudinal Changes in Financial Well-Being, Financial Behaviors, and Life Events, Jeremy Burke and Francisco Perez-Arce
Higher Ambitions: How American Plans for Post-Secondary Education, Sallie Mae and Ipsos
Education and Financial Well Being for Native Americans, Christiana Stoddard
The 2020 TIAA Institute-GFLEC Personal Finance Index: Many Do Not Know What They Do and Do Not Know, Paul Yakoboski, Annamaria Lusardi, and Andrea Hasler
Submissions from 2019
Deeper in Debt: Women and Student Loans, American Association of University Women (AAUW)
Financial Knowledge and Past-Due Credit Card, Mortgage, and Student Loan Debt, Breno Braga, Signe-Mary McKernan, and Hannah Hassani
Trends in Student Aid 2019, College Board
Financial Well-Being by State, Consumer Financial Protection Bureau
The Psychology and Neuroscience of Financial Decision Making, Cary Frydman and Colin F. Camerer
Student Loan Payments: Evidence from 4 Million Families, JPMorgan Chase Institute
Financial Literacy and the Need for Financial Education: Evidence and Implications, Annamaria Lusardi
Financial Well-Being of the Millennial Generation: An In-Depth Analysis of Its Drivers and Implications, Annamaria Lusardi
Debt Close to Retirement and Its Implications for Retirement Well-being, Annamaria Lusardi, Olivia S. Mitchell, and Noemi Oggero
Credit Characteristics, Credit Engagement Tools, and Financial Well-Being, Éva Nagypál and Jeremy Tobacman
Financial Literacy and Wellness Among African-Americans: New Insights from the Personal Finance (P-Fin) Index, Paul J. Yakoboski, Annamaria Lusardi, and Andrea Hasler
Financial Literacy in the United States and Its Link to Financial Wellness, Paul J. Yakoboski, Annamaria Lusardi, and Andrea Hasler
Submissions from 2018
Debt Holding, Financial Behavior, and Financial Satisfaction, Judith Aboagye and Ji Young Jung
Who Uses Income-Driven Student Loan Repayment, Kristin Blagg
The Case for More Debt: Expanding College Affordability by Expanding Income-Driven Repayment, John R. Brooks
The Financial Counseling Industry: Past, Present, and Policy Recommendations, David A. Lander
Financial Status and Body Mass Index of Middle-Aged and Older Men and Women, Yoon G. Lee
The Influence of Student Loan Debt on Financial Satisfaction, Cliff A. Robb, Swarn Chatterjee, Nilton Porto, and Brenda J. Cude
Perceived Income Changes, Saving Motives, and Household Savings, Su Hyun Shin and Kyoung Tae Kim
"I Think I Can Get Ahead!" Perceived Economic Mobility, Income, and Financial Behaviors of Young Adults, Julie Szendrey and Laci Fiala
Associations of Health and Financial Resources with Stress: Applying the Theory of Conservation of Resources, Racquel Heath Tibbetts and Sonya Britt-Lutter
The State of Student Finances 2018 Results from a Multi-Year Assessment, Carissa Uhlman
Millennial Financial Literacy and Fin-tech Use: Who Knows What in the Digital Era, Paul J. Yakoboski, Annamaria Lusardi, and Andrea Hasler
Submissions from 2017
The Road to Zero Wealth: How the Racial Wealth Divide Is Hollowing Out America's Middle Class, Dedrick Asante-Muhammad, Chuck Collins, Josh Hoxie, and Emanuel Nieves
Spending Behavior Change and Financial Distress During the Great Recession, Lekhnath Chalise and Sophia Anong
Financial Well-Being in America, Consumer Financial Protection Bureau
Review of Family Financial Decision Making: Suggestions for Future Research and Implications for Financial Education, Jinhee Kim, Michael S. Gutter, and Taylor Spangler
Financial Capability and Financial Literacy Among Working Women: New Insights, Annamaria Lusardi and Carlo de Bassa Scheresberg
Ethical Behaviors and Wealth: Generations Y's Experience, Jay L. Zagorsky
Submissions from 2016
Financial Stress, Coping Strategy, and Academic Achievement of College Students, Sonya L. Britt, Melanie R. Mendiola, Gregory H. Schink, Racquel H. Tibbetts, and Scott H. Jones
Financial Management and Culture: The American Indian Case, Sharon M. Danes, Jennifer Garbow, and Becky Hagen Jokela
Personality Traits and Financial Satisfaction: Investigation of a Hierarchical Approach, Kimberlee Davis and Rodney C. Runyan
Psychological Needs and the Desire for Unique Consumer Products across Gender and Socioeconomic Status in Undergraduate Students, Tina Fernandes, Nandini Sanyal, and Alankrita Vankamamidi
The Link Between Childhood Overindulgence and Adult Financial Behavior, Stephanie Heuring Horner, Catherine A. Solheim, Virginia Solis Zuiker, and Jaime Ballard
Student Loan Debt in the US: An Analysis of the 2015 NFCS Data, Annamaria Lusardi, Carlo de Bassa Scheresberg, and Noemi Oggero
Consumer Financial Education and Financial Capability, Jing Jian Xiao and Barbara O'Neill
Submissions from 2015
State Mandated Financial Education and the Credit Behavior of Young Adults, Alexandra Brown, J. Michael Collins, Maximilian Schmeiser, and Carly Urban
Individual and Institutional Factors Related to Low-Income Household Saving Behavior, Stuart J. Heckman and Sherman D. Hanna
Enhancing Links Between Research and Practice to Improve Consumer Financial Education and Well-Being, Billy J. Hensley
Financial Coaching Census 2015: Insights from the Financial Coaching Field, Hallie Lienhardt
Submissions from 2014
Do You Know What You Owe? Students' Understanding of Their Student Loans, Emily A. Andruska, Jeanne M. Hogarth, Cynthia Needles Fletcher, Gregory R. Forbes, and Darin R. Wohlgemuth
Financial Literacy, Financial Education, and Downstream Financial Behavior, Daniel Fernandes, John G. Lynch Jr., and Richard G. Netemeyer
Optimal Financial Knowledge and Wealth Inequality, Annamaria Lusardi, Pierre-Carl Michaud, and Olivia S. Mitchell
Submissions from 2013
The Financial Management Behavior Scale: Development and Validation, Jeffrey Drew and Jing Jian Xiao
Poverty Impedes Cognitive Function, Anandi Mani, Sendhil Mullainathan, Eldar Shafir, and Jiaying Zhao
Submissions from 2012
Raising Household Saving: Does Financial Education Work?, William G. Gale, Benjamin H. Harris, and Ruth Levine
Motivating Women to Adopt Positive Financial Behaviors, Megan E. Rowley, Jean M. Lown, and Kathleen W. Piercy
Some Consequences of Having too Little, Anuj K. Shah, Sendhil Mullainathan, and Eldar Shafir
Teaching Financial Literacy: A Survey of Community-Based Educators, Edward W. Taylor, Elizabeth J. Tisdell, and Karin Sprow Forté
Submissions from 2011
Self-Control, Financial Literacy and Consumer Over-Indebtedness, John Gathergood
Submissions from 2009
Debt Literacy, Financial Experiences, and Overindebtedness, Annamaria Lusardi and Peter Tufano
